A Trusted Partner Committed to Your Financial Success

We Operate with Unwavering Honesty & Integrity

At SKG Mortgages, our values guide everything we do. We’re committed to providing clear, reliable, and personalized mortgage advice, ensuring every client feels confident about their financial decisions and their future.

Integrity

We are committed to honest advice and always doing what’s right.

Client Advocacy

Building lasting relationships by always putting your best interests first.

Clarity

We transform the complex mortgage process into a simple, understandable journey.

Expertise

Leveraging deep industry knowledge to architect the best possible financial outcome.

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OUR core team

Our Core Team

With over 15 years of dedicated experience in the banking industry, Sumit Datta is a seasoned mortgage specialist. His extensive background has provided him with a deep understanding of the financial landscape and a proven track record of delivering personalized mortgage solutions.

Today, Sumit leverages the power of the Mortgage Architects network to offer his clients a significant advantage: unparalleled access to a wide range of lenders across the mortgage industry.

This allows him to move beyond the offerings of a single institution to secure the most competitive rates and favourable terms available, ensuring his clients have more options and greater flexibility.

Sumit’s goal is to empower you on your homeownership and investment journey. He specializes in providing expert guidance on refinancing, purchasing, renewals, and reverse mortgages, among other services.

He believes in going beyond the transaction, acting as your trusted financial consultant to ensure you make informed, confident decisions about your homeownership journey and beyond.

Partner with Sumit to navigate the mortgage process with a true industry expert by your side.

Driven by a passion for helping people achieve their financial goals, Kamal provides clear and strategic mortgage guidance to his clients. He is dedicated to making the mortgage process transparent and successful, empowering his clients to close in on their dream home.

Kamal’s background is what sets him apart. Before becoming a mortgage professional, he built a distinguished career in Media Insights & Analytics at firms like Google Canada, Kantar and GroupM, where he mastered the ability to find the “story within the numbers.”

Today, he applies that same analytical rigor to the world of finance. He looks beyond the surface-level rates to analyze market trends, lender policies, and your unique financial picture, delivering not just a mortgage, but a strategic solution designed to meet your short term aspirations and long-term aspirations.

Active in his community, Kamal also serves on the Board of Directors for Visit Oakville, a testament to his commitment to local leadership and integrity.

Whether you are a first-time homebuyer, looking to refinance, or seeking an investment property, Kamal is ready to be your trusted advisor. He is committed to building your financial clarity and confidence, one mortgage at a time.

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Flow Lending Group

Flow Lending Group is a premier, independent mortgage brokerage dedicated to supporting residential, commercial, and investment clients across Canada. Flow is powered by a powerhouse team of high-performance, award-winning brokers who bring decades of combined expertise to the table.

Because our team consists of top-tier industry veterans, Flow Lending Group hits the ground running with prestigious Presidential Status among Canada’s key lenders. This elite standing is a direct result of our brokers' long-standing reputations and proven track records. This "inner circle" access allows us to provide our clients with preferred pricing and priority underwriting—advantages typically unavailable to standard brokerages.

Mortgage Architects

We are proud to be affiliated with Mortgage Architects, a premier national mortgage brokerage network designed to give Canadians a distinct advantage in the property market. This strategic partnership allows us to combine our personalized, local service with the formidable institutional power of a coast-to-coast organization.

By working with a firm powered by Mortgage Architects, clients gain access to an unparalleled range of financing options. While traditional banks are limited to their own products, our affiliation provides a gateway to over 50 of Canada’s leading lending institutions, including major banks, credit unions, and private trust companies. This ensures that we aren't just finding a loan; we are architecting a custom financial solution with the most competitive rates and flexible terms available.

Market-Leading Technology: We utilize advanced proprietary tools to monitor rate shifts and optimize mortgage structures in real-time.

Massive Negotiating Leverage: Our volume-based relationship with lenders means we can often secure “insider” rates and terms passed directly to the client.